7 Best Pet Insurance Options In California 

California’s pet insurance market has grown significantly in recent years. This popularity reflects how much Americans love their pets and want to keep them healthy and happy. This article explores the best pet insurance options in California for your animal companion so that you won’t worry about medical expenses when they arise.

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Below is a preview of the best pet insurance options in California to make your choice easier, among the many options for pet insurance. You can find several pet insurance options in California, and it is prudent to compare two or three at a time by looking at their basic policies and coverage limits.

Pet insurance can help you pay for unexpected medical expenses and other costs associated with accidents and illnesses. If you have doubts about these policies or need more information on what they offer, contact your prospective insurer directly. Once you’ve narrowed down which plan is right for your family, it’s time to make the purchase.

Preview of Best Pet Insurance Options In California

Embrace Pet Insurance
Embrace Pet Insurance cover all common illnesses and injuries, including accidents, which some other plans don’t cover. They also offer a free wellness plan with no deductible. You pay a small copay if you need to visit the vet for any reason during your policy term.

Another thing about Embrace is their excellent customer service. The only potential drawback of Embrace is that it doesn’t offer reimbursement for non-covered expenses.

This company suits you if you have a dog or cat, but they also offer coverage for any other kind of animal. Their plans start at $49.42/month, with a $1000 deductible and no maximum claim limit.

You can also get a 5% discount with additional flea treatment or heartworm medication coverage. Figo offers a 100% reimbursement option.

Healthy Paws
If you’re looking for the best pet insurance in California, Healthy Paws should be at or near the top of your list. They offer an easy-to-navigate website with various plans to choose from. There are also tools on their site to compare rates based on your zip code and coverage needs.

Pets Best Insurance
Pets Best Insurance provides comprehensive coverage for routine care and alternative treatments, such as acupuncture or chiropractic care. It also covers hereditary conditions, chronic conditions, cancer treatment and more.

Lemonade Pet Insurance
Lemonade is all about transparency. The company offers a simple plan for basic coverage, but you can add on additional services like wellness care or behavioral training if you need them.

Petplan is a good option for pet insurance, with flexible pricing and coverage options. They offer coverage for pets, including dogs, cats, birds, reptiles and other animals.

They have plans ranging from minor medical care to primary medical care and special plans for seniors or newly adopted pets who might need extra care while adjusting to their new home environment. You can start a policy at any age. You can get a free quote on their website.

Trupanion offers coverage for cats and dogs and covers 30 days after the policy begins for pets diagnosed with an illness or injury, which means that you’ll have to wait until day 31 before getting reimbursed for any claims submitted in the first 30 days.

Furthermore, there is 90% reimbursement rather than 100% coverage. If you submit a claim for $100 worth of services and only $90 was paid out by your vet (and thus paid back by Trupanion), you would only receive 90% of your money back instead of 100%.

Another unique aspect of this policy is that it offers lifetime coverage without any deductible or waiting period. In addition to covering accidents such as broken bones and illnesses like cancer (provided they’re congenital). Trupanion also covers alternative forms of care such as acupuncture or chiropractic visits.

This company is one of the most popular options for pet insurance, and it’s no wonder why. They offer great rates and excellent coverage for your dog or cat. Their plans start at $47.95/month.

ASPCA Pet Health Insurance
ASPCA Pet Health Insurance is a good choice because it covers accidents, illnesses, and hereditary or congenital conditions. ASPCA Pet Health Insurance covers alternative therapies such as acupuncture, hydrotherapy, and chiropractic treatment.


There’s no one right answer when deciding the best pet insurance options in California that best suits your pet. You may want to start with a simple, straightforward plan covering basic treatments and accidents.

If you have an older pet with ongoing health problems or a puppy or kitten who will need vaccinations, then it might make sense for you to look into more comprehensive coverage options. Whatever your choice, be sure that the company has been in business long enough that they can demonstrate the financial stability needed to pay out claims.

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